Abstract
References
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JUDICIAL PROTECTION OF THE CLIENT’S RIGHTS IN THE REAL ESTATE FINANCING CONTRACT IN ISLAMIC BANKS IN THE SULTANATE OF OMAN
Abstract
The study discussed the issue of judicial protection of the client's rights in the real estate financing contract in Islamic banks in the Sultanate of Oman, as it aims to clarify the position of Omani legislation and the judiciary on determining the right to judicial protection of the client's rights in the financing contract related to real estate in Islamic banks in the Sultanate of Oman, by extrapolating and analyzing the comparative legal rules in the legislation under study. Then it addresses the opinions of jurists and judicial rulings as they are two sources of interpretation of the law, and explains the solutions and proposals provided by jurisprudence with reliance on judicial rulings, as they are the main document in clarifying the practical application of the issue. The study adopted the inductive and analytical approaches, and the study concluded with the following results: The real estate financing contract in Islamic banks in the Sultanate of Oman is one of the contracts of adhesion; which acquires a protective characteristic required by law for the adhering party, which is the client. Therefore, the authority of the judiciary in determining the right of protection for the client is represented in interpreting doubt and ambiguity in the interest of the client, and the judiciary may intervene in amending or canceling the conditions if they include arbitrariness that harms the client's interest, but the Omani legislator did not frame this intervention with a specific standard; And made that within the efforts of the judge of the subject matter. Therefore, it is not possible to interfere and appeal his ruling before the Supreme Court. The researcher believes that in order to stabilize contracts and stimulate economic activity; it is necessary to set standards, controls and legal texts that the judiciary cannot exceed, whether in interpreting ambiguity or in stating arbitrary conditions in the real estate financing contract; otherwise, the ruling will be considered invalid and not recognized, due to some legislations.
References
- ARABIC REFERENCES IN ROMAN ALPHABET
- - 'Ahmad Samir Qarni, Euqud Al'iidhean Fi Alfiqh Al'iislamii Dirasat Muqaranatan Bialqanun Alwadei. Dar Kunuz Ashbilyt, Alrayad, Alsaeudiati, Altabeat 1, 1431h,
- - Albaqli, 'Ayman Mustafaa 'Ahmad. Alshurut Altaeasufiat fi Aitifaq Altamwil Aleaqari, Almajalat Alqanuniatu, Jamieat Alqahirat, Almujalad 7, Aleadad 6, Mayu 2020
- - Alsaadiq Eabdalqadir, Himayat Almustahlik Min Alshurut Altaeasufiat Dirasat Muqaranati, Bahath Manshur fi Majalat Afaq Eilmiat Almujalad Alhadi Eashar Aleadad Al'uwwla, Abril 2019m.
- - Alzarqa, Mustafaa Bin 'Ahmadu, Almadkhal Alfiqhiu Aleama, Dar Alqalami, Dimashqa, Suria, Ja1, 1418h.
- - Alealayli, Baha' Aldiyn, Alnazariat Aleamat Lileuqud fi Alfiqh Al'iislamii Walqanunu, Dar Alshawafi, Alrayad, Altabeat 1, J (1), 1428h.
- - 'Anas Muhamad Eabd Alghafar, Aliaat Muajahat Alshurut Altaeasufiat fi Euqud Al'iidheani, Dirasat Muqaranat Bayn Alqanun Almadanii Walfiqh Al'iislamii, Dar Alkutub Alqanuniati,2013m.
- - 'Ayman Saed Salim, Alshurut Altaeasufiat fi Aleuqud Dirasat Muqaranati, Dar Alnahdat Alearabiati, Alqahirat 2011m
- - Hasinat Shirun Wanajaat Hamlawi, Himayat Almustahlik Min Alshurut Altasfiat fi Zili 'Ahkam Alqanun 4/2 Bialqawaeid Almutabaqat Ealaa Almumarasat Altijariati, Majalat Alhuquq Walhuriaati, Kuliyat Alhuquq Waleulum Alsiyasiati, Jamieat Eid Khaydar, Bisikrati, Aljazayar, Aleadad 4, 'Abril 2017m
- - Hasan Eabd Albasit Jamiei, 'Athar Eadam Altakafu Bayn Almutaeaqidin Ealaa Shurut Aleaqda, Dar Alnahdat Alearabiati, 1991m.
- - Hamdi Muhamad 'Iismaeil Saltaha, Alquyud Alwaridat Ealaa Mabda Sultan Al'iiradat fi Aleuqud Almadaniati, Dirasat Muqaranat Bialfiqh Al'iislamii, Dar Alfikr Aljamieii, Al'iiskandiriati,2007m
- - Rbahi 'Ahmadu, 'Athar Altafawuq Alaiqtisadii Lilmuhtaraf fi Fard Alshurut Altaeasufiat fi Alqanun Aljazayirii Walqanun Almuqarani, Majalat Aiqtisadiaat Shamal Aifriqia, Aleadad 5, 2016m.
- - Zkaria Khalil, Himayat Almustahlik Min Alshurut Altaeasufiati, Almajalat Almaghribiat Lildirasat Alqanuniat Walqadayiyati, Almujalad 11, Aleadad 12, 2016m.
- - Smih Jan Sifayr, Dawr Altashrie Almuqaran fi Muajahat Alshurut Altaeasufiati, Almajalat Alqanuniata, Jamieat Alruwh Alqudsu, Lubnan, Aleadad 7, 2001m.
- - Eamrw Qaryuh, Alhimayat Alqanuniat Lilmustahliki: Alqard Alaistihlakiu Namudhaja, 'Utruhat Aldukturah Alwataniat Muqadimatan fi Kuliyat Aleulum Alqanuniat Walaiqtisadiat Walaijtimaeiat Jamaeat Muhamad Al'awla, Wajdat, Almaghrbi, 2007m.
- - Fatihat Hamazi, Alraqabat Alqanuniat Alhimayat Almustahlik Min Alshurut Altaeasufiat fi Euqud Alaistihlaki, Dirasat Muqaranati, Risalat Majistir, Kuliyat Alhuquqi, Jamieat Muhamad Buqrat Bumirdas, Aljazayar, 2018m.
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- - Muhamad Eabd Alrazaaq Muhamad, Tafsir Alshaki Limaslahat Altaraf Almudheina, Mujalit Rusalit Alhuquq Alsanat Althaalithati, Aleadad Althaalithi, 2011m.
- - Muhamad Amin Si Altayb, Alshurut Altaeasufiat fi Euqud Alaistihlaki, Dirasat Muqaranati, Risalat Majistir, Kuliyat Alhuquqi, Jamieat 'Abu Bakr Bilqayd, Tilmisani, Aljazayar, 2008m.
- - Mahmud Eabd Alrahim Aldiyb, Alhimayat Almadaniat Lilmustahliki, Dirasat Muqaranati, Dar Aljamieat Aljadidat Lilnashri, Aliaiskandiriati, Masr, Tabeat 2011m.
- - Mukhtariat, Sfiri, Alhimayat Alqanuniat Lilmustahlik fi Eaqd Alqard Alaistihlakii fi Altashrie Aljazayirii, 'Utruhat Dukturah, Kuliyat Alhuquq Waleulum Alsiyasiati, Jamieat Jilali Liabis Sidi Bileabas, Aljazayir 2022m.
- - Mueamar Ealaa Najma, Alshurut Altaeasufiat fi Eaqd Altaamini, Majalat Kuliyat Alqanun Lileulum Alqanuniat Walsiyasiati, Jamieat Karkuk, Aleiraqi, Almujalad 8, Aleadad 28, 2019m.
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- - Yusif Alzawjal, Almanzumat Alhimayiyat Lilmustahlik fi Euqud Alkhadamati, Eaqd Altaamin Namudhaja: Dirasat Tahliliat Wifqan Akhir Almustajadaat Alqanuniati, Taqdim Wadad Aleidunii, Dar Al'amani, Alribati, 2013m.
Details
| Primary Language | English |
|---|---|
| Subjects | Microeconomic Theory, Sociology of Law |
| Journal Section | Articles |
| Authors | |
| Early Pub Date | August 24, 2024 |
| Publication Date | September 5, 2024 |
| Submission Date | June 11, 2024 |
| Acceptance Date | July 29, 2024 |
| Published in Issue | Year 2024 |
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